Thursday, October 27, 2011

Day 12

     Arrived home safely from Charlotte at about 3:30 today.  All unpacked, laundry done and started working on Dave Ramsey's Book further.  I am preparing to get out of my financial hole once and for all.  I sorted all the bills I have saved over the last 7 or so years.  Old hospital, phone, random stuff and all the people and companies I owe money to.  The figure to clear it all up was a bit staggering.  I estimated some or rounded off some.  I will be able to settle many for much less then owed.  I also got a free copy of my credit report to work on along with the bills.  I have kind of a 1st Priority List and a 2nd Priority list.  Not going to post how much quite yet until I get more organized and get a more accurate figure.  Lots of the hospital bills are so old, duplicates and some from hospital also have collection notices.  So I am going to have to contact the folks and get a complete current list of what I owe.  With all this said it should knock it down, but still pretty ugly.  I am going to go read a bit more in Dave Ramsey's Book instead of Bible tonight.  Will work on that more tomorrow night.  Tomorrow is going to be hectic and suck.  Have signs to do as well.  Hope to get the finances stuff in order this weekend and get it rolling.  Gonna do what I have to so I can get it all out from under me.  Gonna be a lot of changes I will HAVE to make and kids will have to understand we cant do so much.  Will be worth it in the end to have it all gone.  I will keep you updated.  Good Night until tomorrow.....

1 comment:

  1. go to the total money make over website an do the free stuff he has there. I am doing the Financial Peace University over here but it is pretty much the same. the snowball debt plan is the way to go! it will take time no doubt and i think you need to share with the kids what is the plan so they understand; that is going to be the hardest part but you can do it! My money is on you!

    ReplyDelete